An easy to own term home loan suitable for everyone of any income bracket. For the first time home buyer, get the home you want up to RM2 million with MRTT insured home financing. Apply for a Citibank Housing Loan today and take one step closer to your dream home. By typing your contact information, you agree to our Terms of Use. Get financing up to 90% margin at an attractive profit rate! 10-minute home loan approval. 1 A standard housing loan is a term loan with a fixed repayment schedule. Flexible mortgage plan with an option to combine term loan and overdraft helps you manage and save your finances, ultimately own a home faster. Do a quick calculation on your monthly repayments using our online housing loan calculator and save more! We are providing professional services in loan to provide a suitable package for you. Get up to 100% financing for young working adults looking to own their first property. Set monthly repayments give you control over your financial commitments. Enjoy great interest and better savings. Our housing loan calculator lists all the bank loans available. To help you with that, here’s a list of the 7 best housing loans in Malaysia! If you’ve heard about Flexi and Non-Flexi home loans, it could mean different things, some flexi-loans offer the option to make more payment to save on interest, or even make withdrawals on pre-payments and be charged a fee in case you need the cash. Flexible house financing package offers a combination of a home loan and current account overdraft to manage your money and receive interest earnings. HSBC HomeSmart Product Disclosure (PDF) HSBC HomeSmart Product Disclosure (PDF) Download To all singles and newlyweds looking to buy a house, CIMB offers you an affordable PR1MA home loan with optional SPEF Package and fast 1-Minute CIMB InstaApproval! A home loan that can be a conventional or shariah compliant mortgage while still maintaining its core benefits for sub sale properties, Build up your business empire with this no frills Islamic loan tailor-made for financing commercial property, Have certainty on your monthly instalment payment and insured against unexpected with MRTT via a fixed rate Islamic mortgage by Al Rajhi Bank, Planning to refinance your mortgage? Quick and fast home loan calculator. How to Use: Enter property price in Malaysian Ringgit. A full flexi home loan for financing a new house or refinancing with flexibility to make extra repayment and redraw excess cash in your home loan account. UOB iNTELLIGENT Home Loan is a semi-flexible home loan with redraw facilities to accommodate your financial needs. A shariah-compliant home loan suitable for home buyers who prefer a fixed monthly repayment, An affordable mortgage based on the Islamic concept of Tawarruq with low interest rate, flexible tenures and payment holiday to help you get into a new home. It gives a lot of information, presented in a neat and really good to understand manner, making it easy for the customer. The results will help you decide an ideal range of house that suits your affordability. For ambitious first-timer looking to settle in a bigger house. Enter the price of the property, total downpayment, current interest rate and number of years for financing. Two common types of Malaysian housing loans Banks generally offer the following housing loans: 1) Traditional Term Loan, and 2) Flexible Home Loan (or Flexi-Loan). With only 3 simple steps, you are able to submit your application for OCBC Malaysia's mortgage loan. Deposit extra cash to reduce your principal and withdraw excess money when you need extra funds. Malaysiahousingloan.com compare the best home loan, housing loan & mortgage deals in Malaysia. Pay lower entry charges, zero processing fee and competitive profit rates every month with this Islamic facility, Making it easier for everyone to afford a home - a housing loan created for people with a variable income or who are self-employed. A flexible mortgage plan allows you enjoy interest savings by depositing extra money and withdraw excess cash anytime at zero costs. A completely flexible home loan that lets you pay off your mortgage whenever you want! Ambank Islamic provides you with an Islamic mortgage that lets you reduce tenure by many years with extra repayments on your linked current-account-i, Variable rate Islamic home loan based on Musharakah Mutanaqisah - choose full-flexible or semi-flexible option to suit your needs. Enjoy zero lock-in period, zero processing fee, and comprehensive GMTP coverage. Just a tip, though: try to keep as much of your funds as you can (like your savings) in your current account to lessen the interest fee on your home loans. I would like to borrow RM over 5 years10 years15 years20 years25 years30 years35 years, My annual income is RM as a salaried employeegovernment employeeGLC employeeself-employed. It’s a good thing the best housing loans in Malaysia can help fund the home of our dreams! Best Flexi Housing Loans in Malaysia Flexi Loans let you pay money into your home loan whenever you want, and withdraw that cash whenever you like. You can get 35% of your principal loan reimbursement at the end of your loan term. It has to be noted that majority of the monthly repayments during the early years of the loan goes to repaying interest. Mei wen ti! First home? The full-flexi Home Save-i package, which appears with a linked current account, is considered the bank’s best product. With 1-Minute CIMB InstaApproval and up to 90% margin of financing, along with flexibility to make prepayment and withdrawal perks - save more on profits and claim the property title quickly! In particular, their MaxiHome is among the best housing loans in Malaysia. Only for properties below RM200,000 - perfect for low to mid-income earners. Either way, these are some of the best housing loans in Malaysia. A flexible financing plan for Affin Bank existing borrowers comprising Islamic term financing for home purchase and overdraft facility for personal use. To all Malaysians below 40, your chance to own your first home, completed or under construction. Anyone 18 years old or above may apply for this Hong Leong mortgage package. Get Your New Dream Home Easily- Only on RinggitPlus2019-12-122021-06-30. You can get personal loans from the “loan sharks”, but unless you’re super extremely desperate, please don’t. Build the future house you always want with your significant other with BSN's conventional home loan. Find out more Subscribe to our feed of malaysian money news articles and read them from your favorite RSS reader. Banks are usually willing to offer a margin of financing up to 90% in both cases. The maximum loan tenure is 35 years or up to 70 years of age, whichever is earlier. Matched to the normal one-third of your salary, this housing loan also provides a greater loan qualification, which is up to 40% of your income. Buying a residential land or building your own dream house, Home Build-i has got you covered for up to RM5 million! Looking for a home loan to finance new completed or under-construction property or refinancing your existing housing loan? Refinance with Bank of China for attractive variable interest rates, without the unnecessary fees. Enjoy 100% financing at lower rates for up to 35 years. How easy it is to access a loan in Malaysia will depend a lot on your personal situation. We can't seem to get a quote for you for a while there. Not a policyholder? They’re among the best housing loans in Malaysia too. Getting a house is one of the largest purchases you will ever make. Choose to reshuffle your finances with extra repayments and convenient withdrawals! Get your first home without saving up for a downpayment, pay minimal fees, and high borrowing limit. Part-finance the purchase of your dream home via Murabahah - no lock-in period, no compounding profit and no penalty for early settlement! For example, this Maybank property loan in Malaysia takes into detail your current and eventual needs. See why it’s among the best housing loans in Malaysia? If you are then the last thing you want to do is limit your financing choices. Malaysia's first comprehensive Home Loan Eligibility Calculator, It takes less than 2 minutes for results. Budget 2021,for first-time house buyers Stamp Duty exemption up to maximum RM9000 and RM2500 stamp duty for transfer and loan agreement. There is an exclusive offer of revising monthly payments when you sign up for this loan just to suit your financial situation as well. Best Housing Loans in Malaysia Calculate rates and apply for the best housing loans in Malaysia. A home is just about the most expensive thing you'll ever buy in your life so do your homework properly. Apply for a mortgage loan online with Citibank and move one-step closer to your dream home. Owning a house is no longer beyond your reach! How do Home Loans in Malaysia work? Compare the cheapest home loans from over 18 banks in Malaysia. A home mortgage that gives you more savings with competitive interest rates and the option to make extra monthly repayments even during construction, to help you save more on your paid interest. 5 Providers of the Best Kitchen Cabinets in Malaysia, Jalan 4/91, Taman Shamelin Perkasa, 56100 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia, Maxis Tower, Jalan Ampang, Kuala Lumpur City Centre, 50088 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia, Jalan Raja Laut, Kuala Lumpur City Centre, 50350 Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia, Caribbean Bay Suites, Jalan Bukit Gambang Resort City Utama, 26300, Kuantan, Pahang, Malaysia, 26300 Kuantan, Malaysia, 9:15 am to 5:45 pm Monday to Thursday (early close by 1 hour during Fridays), Petaling Jaya Main Branch, 50-52 Jalan Sultan (52/4) 46200 Petaling Jaya, 46730 Petaling Jaya, Selangor, Malaysia, 111, Jalan Raja Abdullah, Kampung Baru, 50300 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia, Menara Multi-Purpose Capital Square, 8, Jalan Munshi Abdullah, City Centre, 50100 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia, Suitable for Debt Consolidation and refinancing, Flexible Repayments – Daily to monthly frequency, Comprehensive product suite: Term Loans with Optional Overdraft, Semi-Flexi and Full-Flexi Packages. This means that your legal costs and insurance fees will be lessened upfront. First, you’ll pay a fixed interest at the rate of 4.99% annually for the term of the loan. Find the location of your favourite Malaysia bank. Follow us to keep in touch and not miss out on offers and promotions. Is your current home loan interest rate too high? A mortgage refinancing service that consolidates your loan outstanding balances into one account. Malaysia Hong Kong S.A.R Indonesia Myanmar Thailand Vietnam BACK RHB Housing Loan Our RHB Housing Loan, with flexible options, is the key to quickly own your dream house. A two-in-one home loan that offers you full flexibility to repay your loan capital easily and conveniently, Purchase a commercial property in your own name - realise your business dreams now with attractive rates and flexible repayments from UOB. MaxiHome is a semi-flexi home loan with a withdrawal amenity. Life comes with lots of choices, housing loans shouldn't be any different. 03 7890 0808Open Monday to Friday 10:00AM to 7:00PM. An Islamic home leasing ending with ownership for any homebuyers with multitude of interests. Be sure to take along all necessary documents (which may differ from bank to bank) to help speed up the application process. Maybank London Residential Home Financing Financing the purchase of your property for investment Whether you need to finance your latest investment property purchase or re-finance your existing investment property in London, we offer competitive rates, flexible repayment options and cross-border lending where applicable. Giving you the flexibility to reduce your loan principal and interest payments with a linked current account. If you have any questions let us know at [email protected], we'd love to help! Coming in hot is Hong Leong Bank. Pay your monthly instalment at a fixed amount for up to 30 years. Good thing AOA is at your service to help you with all that. Your qualifications have not met the requirements of this policy. Choose from a term loan or an overdraft or a combination of both! Hong Leong Bank offers a wide collection of housing loans, including their Flexi Mortgage that shows up with a “bullet payment” element. Follow us on Facebook  Follow us on Twitter. Don’t worry, you can still check other insurance policies, Please fill in all fields and enter a valid email. Settle into your new home on cloud nine with BSN - offering higher limit of financing, lower entry costs in addition to government incentive on instalments via this Shariah compliant mortgage. Their adaptable terms put their home loans among the best housing loans in Malaysia. Use LoanCare to calculate and compare your home loan eligibility with up to 17 banks for FREE in just 3 easy steps! This type of Maybank housing loan is noted for its flexibility even if it’s just technically semi-flexi. Established in 1990, CTOS is Malaysia's leading Credit Reporting Agency (CRA) under the ambit of the Credit Reporting Agencies Act 2010. Stop daydreaming about owning a home! Our 2-in-1 loan that combines housing loan and overdraft facility at housing loan interest rates. Housing Loan-Malaysia, Seri Kembangan. MBSB have got you covered with zero processing fee and up to 90% margin of finance. FIND THE BEST HOME LOAN IN MALAYSIA Compare all kinds of home loan offers in Malaysia and finance your dream home. Strictly for new purchases straight from developers this home loan offers you up to 100% financing on your newly built property, A fully flexible home loan that combines your savings and home loan accounts into one, providing a quick and easy way to reduce your interest payments, Break away from conventional fixed finance mortgages with this Islamic house financing based on the Shariah principle of Murabahah, Basic conventional term and home loan with option to deposit and withdraw excess cash and zero monthly maintenance fee, No monthly fees? Get your Debt Service Ratio (DSR) and increase your chances of a housing loan approval now on iProperty.com.my Get this low interest home loan from ICBC. An innovative home loan that uses KLIBOR as an interest base rate - fully transparent and consistently low rates on this fully flexible mortgage. A variable rate Islamic home loan with option of redraw facility so that you can choose the best way to manage your money and mortgage. RinggitPlus compares and help you apply credit cards, personal loans and housing loans.Find the best mortgage deal on your dream house or apartment, or simply discover great promotions and discounts.We will help you at every step of your application, from form submission to approval. Refinance your mortgage with Citibank and secure additional funds for home renovation needs or your child’s education. Pay extra when you can afford it or withdraw when you need extra cash. The Bank of China Malaysia’s base rate for this loan is made up of two parts, benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia. Bank of China offers an attractive and competitive interest rate as low as 2.85% p.a. Apply for a CIMB housing loan with high financing, no processing fees and zero downpayment for young adults. Open for Affin Bank's existing mortgage customers for personal use and investment in additional asset. WE HELP YOU OWN YOUR DREAM HOME Own your first home Skim Rumah Pertamaku helps young, first time home buyers to obtain up to 110% financing for property purchase price up to RM300,000 or up to 100% financing for property price more than RM300,000 to RM500,000 for their first residential home All you need to have is a residential or commercial property. All Malaysians can apply! A floating rate Islamic home loan that offers competitive profit rate, flexible repayments, excess cash redraw facility and Takaful protection. You may apply for a home loan by visiting any bank of your choice. CIMB HomeFlexi is a flexible home loan that lets you pay extra money to your mortgage when you can afford it. Find a home loan with interest rates, loan amounts, and repayment terms that best fits your financial situation. Variable rate housing loan offers flexible repayments, cash withdrawal and credit facility for personal use. 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